Our Hail Insurance Solution

The nursery and greenlife sector is highly exposed to hailstorm activity. A single severe event can cause immediate and widespread disruption to:

• Plant stock and growing media
• Shade houses, tunnels, and irrigation systems
• Production cycles and future revenue
• Site access, logistics, and customer demand

Our Hail Insurance Solution provides fast, pre-agreed financial support following a hailstorm event, without the need to prove physical damage.

Hail Damage – Claim payments are based on size of hailstones

How Hailstone Size Is Measured

Using advanced climate data, satellite monitoring, and an on-site hail sensor installed at the nursery premises, each hailstone impact is measured in real time. The technology independently calculates hailstone size and verifies the intensity of the event.

The largest recorded hailstone becomes the trigger point for claim payment.

There is no requirement to demonstrate physical damage. If the agreed trigger is met, the payout is made.

Claim Payout Trigger

• Triggered by hailstones larger than 3cm
• Measured using on-site sensor technology
• Payout increases with hail size

Payout Example based on agreed Sum Insured $1,000,000

Hailstone Size               Payout

Les than 3.0 cm           No Claim

3.0 – 3.5 cm                $200,000

Each further .05cm + $200,000

5.0 cm or more           $1,000,000

Summary

Provides immediate financial response to hail events, enabling rapid clean-up, repair, and restocking.